Family CFO Report
Gonzales Household
Q1 2026Net Worth Summary
Net Worth
$2,347,387
Assets - Liabilities
Total Assets
$2,894,151
Total Liabilities
$546,764
Asset Allocation
Real Estate
$1,150,000Invested Assets
$1,096,720Business Assets
$600,000Bank/Cash
$47,431Invested Assets
$1,096,720
Portfolio Balance
Equities
60%Fixed Income
25%Alternatives
10%Cash
5%Contributions currently paused while focusing on business growth
Business Snapshot
Total Business Assets
$600,000Atomic
GrowingPrimary Focus
Action: Grow revenue
Home Smiles
Consider ExitSecondary
Action: Evaluate sale
Liabilities
$546,764
Total Outstanding
Mortgage(s)$537,696
Credit Cards$9,068
Cash Reserves
$47,431
3.8 months runway
Current vs Target$47,431 / $37,500
Target: 3 months of expenses
Current Priorities
1
Grow Atomic Revenue
2
Evaluate Home Smiles Exit
3
Stabilize Household Income
4
Resume Investment Contributions
Monthly Income Breakdown
Total Monthly Income
$64,157Other Income
93.7%$60,083
Paychecks
6.3%$4,074
Interest
0%$0
Income varies month-to-month based on business performance. Data sourced from Monarch.
Monthly Expense Breakdown
Total Monthly Expenses
$44,951Taxes
21.3%$9,576
Phone
11.2%$5,050
Auto Payment
8.1%$3,626
Office Rent
8%$3,600
Uncategorized
7.6%$3,408
Employee Wages
7.4%$3,328
Medical
6.6%$2,984
Shopping
5%$2,265
Loan Repayment
4.1%$1,846
Mortgage
4%$1,790
View 5 more categories
Financial & Legal
3.8%$1,703
Restaurants
3.5%$1,582
Insurance
3.1%$1,410
Home Improvement
2.9%$1,282
Gas
2.4%$1,091
Credits & Reimbursements
Travel & Vacation+$213
Rent+$3,883
Data sourced from Monarch. Some categories include business expenses.